The Supreme Court of India on 26th September announced that private entities cannot demand that Aadhaar be linked with various accounts.
This means that users will not be mandated to submit their Aadhaar ID to open new bank accounts or to issue new SIMs. The ruling also states that a person has the rights over their data and it should not be stored without consent.
This comes as a relief to many people in the country, because various institutions like banks, telecom operators, mobile wallets and even courier agencies had started asking for Aadhaar as a legal document to verify the user.
In fact, those who have already linked their Aadhaar number with a bank account and mobile numbers can delink it. Some banks have already started allowing customers to delink Aadhaar number from their account numbers. Others will have to follow suit after the judgement by the Supreme Court.
The SC has also struck down the Section 57 and Section 33 (2) under Aadhaar Act, 2016, which means private and corporate companies cannot ask for Aadhaar, nor they can access your biometric data. Essentially, what this means is that you no longer need to give your 12-digit Aadhaar number to open a bank account, or to get a new SIM connection. However, for LPG subsidies and welfare related schemes, you’ll still need to link your Aadhaar. So, if you wish to delink your Aadhaar, below are the steps you need to follow.
How to delink your Aadhaar from bank account or mobile number:
Step One: To begin with, you’ll need to personally visit the branch or telecom operator’s store.
Step Two: You need to give a written application about your consent with Aadhaar data, and that you want to delink it from their database.
Step Three: Your Aadhaar number will be delinked within 48 hours. To cross check, you can call the customer care as enquire about the same.
How to delink your Aadhaar from e-wallet like Paytm:
Step One: You’ll need to call up Paytm customer care on 01204456456 and tell the representative that you want to unlink your Aadhaar.
Step Two: The company will send you an e-mail and ask for your recent photo, and a clear picture of your Aadhaar card.
Step Three: Once you reply to the email, the process will get started, and the confirmation of delinking will be sent to you within 72 hours. To be double sure, you can call the customer care and ask the status of delinking.
Similarly, you can contact Mobikwik and Freecharge customer care and ask about the procedure. Do note, while linking your Aadhaar with your bank account and mobile number is no longer mandatory, you will still need to link it with PAN to file your income tax returns.